| How can I improve my credit score
How long does negative information remain on the credit report?
Equifax, Experian and transunion stores information from credit grantors and public records, including bankruptcies,
judgments and liens. Missed payments and most public record items remain on the credit report for seven years,
with the exception of Chapter 7, 11 and 12 bankruptcies, which remain for 10 years, and unpaid tax liens, which
remain for up to 15 years.
Active positive information may remain on the report indefinitely.
Requests for your credit history remain on the credit report for up to two years.
Your credit report contains information about where you live, how you pay your bills, and whether you've been sued,
arrested, or filed for bankruptcy. Consumer reporting companies sell the information in your report to creditors,
insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance,
employment, or renting a home
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