 | |  | |  | |  | |  |
Your Access to Free Credit Reports
The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies –
Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your request,
once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation’s
consumer reporting companies. The Federal Trade Commission (FTC), the nation’s consumer protection agency,
enforces the FCRA with respect to consumer reporting companies.
A credit report includes information on where you live, how you pay your bills, and whether you’ve been sued,
arrested, or filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to
creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance,
employment, or renting a home.
Here are the details about your rights under the FCRA and the Fair and Accurate Credit Transactions (FACT) Act,
which established the free annual credit report program.
Q: How do I order my free report?
A: The three nationwide consumer reporting companies have set up a central website, a toll-free telephone
number, and a mailing address through which you can order your free annual report.
To order your free credit report, visit annualcreditreport.com or call 1-877-322-8228
Q: How long does it take to get my report after I order it?
A: If you request your report online at annualcreditreport.com, you should be able to access it immediately. If you
order your report by calling toll-free 1-877-322-8228, your report will be processed and mailed to you within 15
days.
The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies –
Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your request,
once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation’s
consumer reporting companies. The Federal Trade Commission (FTC), the nation’s consumer protection agency,
enforces the FCRA with respect to consumer reporting companies.
A credit report includes information on where you live, how you pay your bills, and whether you’ve been sued,
arrested, or filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to
creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance,
employment, or renting a home.
Here are the details about your rights under the FCRA and the Fair and Accurate Credit Transactions (FACT) Act,
which established the free annual credit report program.
Q: How do I order my free report?
A: The three nationwide consumer reporting companies have set up a central website, a toll-free telephone
number, and a mailing address through which you can order your free annual report.
To order your free credit report, visit annualcreditreport.com or call 1-877-322-8228
Q: How long does it take to get my report after I order it?
A: If you request your report online at annualcreditreport.com, you should be able to access it immediately. If you
order your report by calling toll-free 1-877-322-8228, your report will be processed and mailed to you within 15
days.
| 17th Realty.com, Inc 5300 NW 77 Ct Doral, FL 33166 |
Copyright © 2008 17th Realty.Com, Inc. All rights reserved